SecureCode and ‘Verified by Visa’ explained

“Kisnet Limited” aims to ensure your online shopping security.

When paying online your credit and debit card security will be enhanced by a scheme known as 3D Secure. This offers customers an extra layer of protection when using their Credit and Debit cards online by protecting you against unauthorised use of your cards at participating online retailers.

Mastercards 3D Secure scheme is called SecureCode while Visa’s is called ‘Verified by Visa’.

Mastercard SecureCode

Look for this sign :

If you have already signed up to SecureCode you will be prompted at the checkout to enter your unique personal SecureCode, just like entering a PIN in a high street store.

If you have not yet signed up to SecureCode you will be asked to register this one time to gain added online security. You will not be asked to register again at any online store in future.

Verified by Visa

Look for this sign :

Verified by Visa offers double protection to online shoppers. Firstly you must choose a personal message then secondly a password.

Like SecureCode this service has only to be signed up for once to offer its user the added level of security.

At The Checkout

You will be asked to do one of three things at the checkout

• To register with either Mastercards SecureCode or Visa’s ‘Verified by Visa’
• If you have already registered with your card issuer you will be requested to enter your personal code or password
• If your card issuer does not participate in the scheme you will be allowed to continue with the payment process

More information on the scheme can be found at:

http://www.mastercard.com/uk/personal/en/cardholderservices/securecode/index.html

or

http://www.visaeurope.com/personal/onlineshopping/verifiedbyvisa/main.jsp